How it works

A motorcycle to work with from day one. You ride it, you earn from it, and you are responsible for it — fuel, servicing, and day-to-day care are yours, the same as if you had bought it outright.

Before you take the bike we agree one number: the total amount you will repay. That number does not change. It does not grow if you are late, and there is no separate interest charge stacked on top later.

Exact figures depend on the bike and are confirmed in person before you commit to anything. Call +234 703 469 5676 to ask.

Payments are daily, sized so they come out of what you earn rather than out of savings you do not have.

Every payment is recorded against your account the moment it is received, and you can check your balance yourself at any time — you never have to take anyone's word for what is left.

When your payments add up to the agreed total, the agreement is complete and ownership transfers to you, papers included. There is no final balloon payment and no extra fee at the end.

Missing payments is the one thing that puts the arrangement at risk, so we would rather hear from you early than find out late. Talk to us and we will work out what is realistic.

If payments stop altogether, we may take the bike back. Everything you have already paid stays recorded, and we will go through the position with you rather than spring it on you.

You can return the bike. We will inspect it, go through your account, and explain exactly where you stand. We would rather end things clearly than have someone quietly stuck.