Motorcycle financing for riders

Ride it. Pay it off. Own it.

Getting a bike shouldn't mean paying rent forever. You ride from day one, pay a fixed amount as you earn, and when the payments are done the bike is yours — with the papers in your name.

No deposit. You ride from day one.

Prefer to talk first? Message us on WhatsApp or call +234 701 852 1490.

A rider on a Relay motorcycle
The Relay app showing a rider's balance and recent payments

Built so you always know where you stand

The biggest worry with any bike deal is not knowing what you still owe. We built the whole thing around removing that doubt.

  • Your balance, any time

    Sign in from your phone and see exactly what you have paid, what is left, and how many payments until the bike is yours.

  • Every payment recorded

    Each payment shows up in your history with the date and amount. Nothing is kept in someone's notebook.

  • A fixed finish line

    The total you will repay is agreed before you take the bike, and it does not move. Pay it off and ownership transfers to you.

How it works

Four steps, and the bike is yours.

  1. 1

    Apply

    Fill the form or call us. We ask about your riding experience and where you work.

  2. 2

    We meet

    We talk through the terms in person so there are no surprises, and confirm your documents.

  3. 3

    Take the bike

    You start riding immediately and pay ₦6,500 each day, Monday to Saturday. Sunday is a rest day. About 20 months to own the bike.

  4. Own it

    When the final payment lands, the bike is yours and the papers go into your name.

Read the full terms before you apply.

We are taking on a small number of riders

Relay is early and deliberately small. We would rather look after a handful of riders properly than hand out bikes we cannot support. That means we do not accept everyone, and we will be straight with you either way.

Apply for a bike

About two minutes. No commitment.

No deposit

Rather talk first?

Ask us anything before you fill anything in.